Nice to know that I'm now the 'perfect example' of an RAF NCO, cheers Dan! lol! All those years of trying too hard, who'd have thought that all I had to do was stop caring? hahaha
Seriously though, 'not caring' is actually quite nice. I'm no longer bothered by the NEM, or pensions, or TOS / TORs, or SJARs, or secondary-bloody-duties... I can just 'switch off', and when I knock off work at the end of the day I can focus on my family and me-time, instead of having to do work-related stuff.
As for PAYD, I remember being quizzed about it in 2001/2002. It was people like me (shift workers) who wanted it, because we were paying for meals that we just weren't getting / couldn't take. PAYD makes sense for people like shift workers.
Of course, the rest of the RAF (Singley admin / dayshirkers who live in a Mess) got really upset when the status quo was disturbed, but the rest of us were quite happy with it!